PSPINC Official Company Blog

Be Aware of Credit Card Identity Thieves

Jun

11

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"Carding" became a thing in the 80s as the use of credit cards became more popular. It’s a form of fraudulent activity where your credit card (or bank account) is hacked and used to purchase expensive goods. It’s sad there’s a group of bad people taking advantage of something that is supposed to make our lives more convenient. These hackers are also known as “carders.”

Be aware of these common techniques carders use for hacking:

Malware

Carders can embed malware onto your computers and devices, trying to steal your personal and login information. Scan your devices with anti-spyware and anti-malware software regularly. Don’t click on any links you don’t trust.

Phishing

Hackers pretend to be legitimate service providers with phishing emails/sites that will trick you into entering your personal or credit card information. Do not click any emails warning you to take action immediately – always check to make sure they are legitimate first. Most of those emails and websites look like the real thing, even though they’re not. For example, the IRS will never email you to enter your info online. General rule of thumb, if an email is asking you to verify or enter personal data, don’t do it unless you call or check with the source from a website you know is legitimate.

Carding Forums

There are many forums for hacker wannabes to visit. It is said Russian carding forums are bigger than anywhere else. They exchange stolen identities and credit card information.

Always, always check your statement; do not click any links that ask you to make payments, and stay on top of your credit card and bank activity! If and when you find questionable activity, please call your financial institution right away.

#Blog #BusinessTips #Carders #Carding #ENnews #Hacker #Hacking #Malware #PSPinc #Phishing #SmallBusiness #Technology

The Dangers of Smart Phone Connectivity

Jun

6

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I don’t know what I would do without my smart phone. I use it to check traffic so I can find the best route in the morning. I use GPS to go to my meetings, no more printed maps. I use it to check-in for flights and show my e-ticket. I don’t even carry cash or credit cards because it’s all on my phone, including person-to-person money transfers using Venmo.

Everything is available to us on our phones, which is very convenient, but also risky.

When you’re using an app on your smart phone, be aware you are connected and at risk of being hacked. You share a lot about you and your behaviors through your smart phone. So here are some tips to keep in mind when using your phone:

- Use a PIN to unlock your device. In fact, biometrics are probably safer so it may be time for you to consider upgrading your device with one that uses fingerprint or a facial recognition to unlock your smart phone.

- In public places such as an airport or coffee shop, be careful and mindful of choosing “Free WiFi” because there may be people nearby who are literally “listening” and waiting for you to enter your passwords onto your Virtual Private Network, or onto an unsecure website.

- If you need to get connected in public places, use your cellular service instead of the Free WiFi.

- Bluetooth is not safe from cyber attacks either, so only pair with trusted devices and turn off connectivity if you suspect you’re in a public place where cyber security could be an issue.

- Be wary of apps you download on your phone. Remove it if you don’t need it and don’t install it if it isn’t from a trusted source.

All this “connectivity” and convenience comes with more responsibility. Just like our physical security, we need to be mindful of the things around us (i.e. our phones) that could pose a potential threat.

#Biometrics #Blog #Bluetooth #BusinessTips #CyberAttacks #Devices #ENnews #Hackers #PSPinc #Passwords #SmallBusiness #SmartPhones #Technology #Wifi

The Importance of a Strong Password

Jun

4

It began with the ATM PIN and passwords have since become prevalent in our daily lives, a critical piece in our IoT way of life. With all of our personal information online, and internet hackers becoming more sophisticated, it’s now more important than ever we protect our information with strong passwords.

Password “strength” is a way to measure its effectiveness. As our computing power increases, so does the bad guys’ technology. They can systematically scan different logins with possible combinations. This technique is called “Brute-Force Attack.” They run the possible combinations by machines hoping to get a match before their fake attempts are blocked by the system.

If you use a short, easy combination, the likelihood of your passcode getting cracked increases much faster. So, what constitutes a good password?

Today we recommend:

- Using 8 to12 digits minimum
- Mixing lowercase and uppercase
- Mixing numbers and special characters

Do not use common words like “password” or “1234” for your password. Make sure you update your passwords once in a while. Hackers are getting smart - they don’t scan the possible password combinations all at once; they may go slowly so the system is less likely to flag them as hackers.

Consider this: It may be a pain to determine a “strong password” and try to remember it, but how much more painful and inconvenient would it be if your information was hacked? Stay ahead of the hackers and protect your identity and accounts with passwords they can’t crack!

#Blog #BusinessTips #CyberHackers #CyberThreats #ENnews #Hackers #PSPinc #PasswordStrength #Passwords #SmallBusiness #Technology

5 Tips for Responsive Websites

May

30

image source: pixabay.com

If you’re in the position to have a responsive website designed for your business, here are 5 things to consider that will make it worthwhile.

1. Minimize

A website that is displayed on a mobile device has a smaller screen and less real estate than a desktop monitor. Look over each of your pages and decide what information is absolutely necessary. Design your pages with minimal content to keep them from appearing too busy and messy.

2. Hide Content

Another useful technique for minimizing the amount of content on a single page is to hide it. You can do this by simply deleting content or by using dropdown buttons that expand text or images.

3. Scalable Images and Graphics

Visiting mobile websites with extra large or too tiny images can be frustrating. If possible, use a responsive image or graphic that can respond to the screen size. If you can’t, or don’t know how to make an image responsive, try using two different sized images for desktop and mobile.

4. Clickable Buttons

Take a few minutes to think about the layout of your website. Are the buttons displayed large enough on mobile? Is it hard to click on a link, image, or button with your thumbs? Give users plenty of space in-between clickable objects.

5. Fonts

Fonts go hand-in-hand with creating clickable buttons. Because of the smaller screen you should consider how your fonts would be displayed on mobile devices. Clear and easy to read fonts will be greatly appreciated by your site visitors.

Bonus Tip:

When users browse your website on mobile devices they have different features than when they browse on their desktop. The main one being that they can make calls directly from websites.

#Blog #BusinessTips #ENnews #MobileWebsites #PSPinc #ResponsiveWebsites #SmallBusiness #Technology #WebDesign #Websites

What is Responsive Web Design?

May

28

image source: pixabay.com

Responsive design is a technique used by web designers where the pages of a website “respond” and reconfigure to a mobile-friendly view on whatever device is being used. Not too long ago, designers had to create one website for desktop and a separate one for mobile. The mobile website was usually a watered-down version of the main site – but times have changed.

Even before Google announced mobile-first indexing, web designers were already transitioning to a single website that worked across all devices. They do this by using fluid and proportion-based grids that adjust their size by a percentage relative to the display size.

This type of web design has become the standard for how websites are built today. And this is because of the increase in smartphone and tablet users, which now make up over half of all website visitors.

One major issue that designers have to deal with when designing responsive websites is mouse vs. touch. A website displayed on a desktop is navigated using a mouse but mobile devices use our thumbs. Designers have to build a website that responds and adapts to the display size while still making the site easy to navigate.

According to a Pew study, 77% of Americans now own a smartphone, which is more than double the number of smartphone owners in 2011. If you track your website traffic, look at the devices that your website visitors are coming from. You’ll probably be surprised at the amount of mobile users. If you don’t have a responsive website you should consider building one to make the best use of it.

For more information about responsive web design watch our video below:

#Blog #BusinessTips #ENnews #PSPinc #ResponsiveWebsites #SmallBusiness #Technology #WebDesign #Website

Overview and Video of IMAP

May

23

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What is IMAP?

IMAP stands for Internet Message Access Protocol. Try saying that 5 times fast…we’ll wait!

In layman's terms, it’s simply the method used to retrieve email from a mail server. * Emails are sent and received through mail servers. When you log into your email client, IMAP is being used to show your emails.

One great function of IMAP is the ability to check email on multiple devices because it synchronizes your emails with the mail server. With other mail protocols, like POP (Post Office Protocol), your emails are downloaded and then removed from the mail server.

We recommend using IMAP for your email clients instead of POP. Still don’t understand IMAP? Watch our YouTube video explaining it in more detail.

*Mail Server: a computer system that sends and receives mail.

#Blog #BusinessTips #ENnews #Email #EmailServer #IMAP #MailServer #PSPinc #SmallBusiness #Technology

Overview of Content Management Systems (CMS)

May

21

What is a CMS?

A content management system, or CMS, is a software application designed to add, edit, and delete digital content – usually associated with a website.

For instance, our CMS is called WebdeXpress and it allows you to add pages to your website, edit text and image content, update your blog, add plugins, and manage your website settings.

The nice thing about content management systems is that they let you edit the content of your website separate from the design. WebdeXpress offers professional templates that make it easy to continually update and change content without messing around with the design.

Most CMS are great for SEO because they give you the ability to customize your page titles, URLs, image names, metadata and more, which help with your search engine ranking. Plugins are another feature that can help with design, content, or SEO by letting you expand the functionality of a CMS with third-party tools.

WebdeXpress and Wordpress are both considered a CMS but have very different levels of usability. WebdeXpress is very easy to use for people without web design or coding experience. Wordpress offers a lot of plugins and themes but can be very difficult to learn and is often hard to keep updated with each new security patch.

When looking at a CMS you should consider your website and management needs along with your skill level. If you have questions regarding WebdeXpress you can call us at 800-232-3989 or email sales@pspinc.com

#Blog #BusinessTips #CMS #ContentManagementSystem #ENnews #PSPinc #SmallBusiness #Technology #WebDesign #WebHosting #Websites

Tips for Hosting an Effective Video Conference

May

16

image source: pixabay.com

Whether your meeting is in person or online, it’s important to make the most of the time you have. If you really want to get things accomplished, here’s a list of things you should do before the meeting:

1) Define the goal.

Having the meeting is not your goal, producing results via the meeting is what you want to do. Make it clear up front to your meeting participants what the objectives and goals are for your meeting so everyone will come prepared. It also helps people stay on topic.

2) Set the agenda.

To help you stay on track during the meeting, prepare an agenda and distribute it to all the participants beforehand. This would list important talking points, goals, and perhaps who should lead certain topics of conversation.

3) Allow everyone to participate.

Meetings should give everyone the opportunity to express themselves. Allowing everyone to give their feedback and opinions is important. Give everyone a chance to have the floor, otherwise it’s a waste of their time.

4) Keep the meeting on schedule.

Someone should be accountable for keeping the meeting on track, on a timely schedule, and sticking to the agenda. Stay on course to meet those goals.

5) Define the answers and action steps.

Discussions are good but coming out of the meeting with answers and next steps is what’s it all about. Getting those results is your end goal and the sign of a successful meeting, not to mention a great use of your time.

6) Distribute meeting minutes.

Before the meeting starts, designate a person to take notes. By distributing those notes afterward, you are confirming everyone is on the same page and has agreed on the same things. It makes your next steps clear and effective, eliminating any misunderstandings ahead of time.

#Blog #BusinessTips #Conference #ENnews #Meetings #PSPinc #SmallBusiness #Technology #VideoConference #VirtualMeeting

Make a Good Impression Over Video Conference

May

14

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A while back, we interviewed a candidate for a job via Skype since she was in another state. The Skype conference worked great, but we were reminded how important it is to consider your surroundings. Our interviewee was in her room with a pile of clothes on her bed, and we could even see into her disorganized closet space.

The point of video conferencing is to connect like you’re in person and view facial expressions, but the camera can pick up your environment so you have to consider what kind of impression that will make. Having a lot of clutter behind you might give the impression you’re a disorganized person. First impressions are everything, even virtual first impressions.

Before you host a virtual conference with a customer, a potential new hire, a potential new boss, or your own team, consider these questions:

1) Where are you going to have the video conference?

If you host it at home, make sure there’s no background noise from a radio or TV. If you have family members or roommates, let them know about the call. If it’s in your office, turn off your cell phone (or silence the phone), and no chit-chat around your office staff. Remember, it’s important the other people can hear your voice clearly and without interruption.

2) What kind of background is in your screen?

You don’t need to be in a conference room but it’s best to set up so your computer camera points to a blank wall if at all possible. The others will see beyond your face, potentially judging your character based on your surroundings. Most video conference systems do have a test mode so you can see if you are nicely positioned on your desk with a professional-looking background.

3) What are you wearing?

Even if you are out of the office while conferencing via computer screen, wear something that’s appropriate for the audience you’re virtually meeting with. Make a good, professional impression every time. Think of it like a job interview.

4) Is the room bright enough to show your face?

Have your video call in a light-filled space. If the other participants can’t see you because the room is too dark, it’s pointless to have a video call.

5) Do you have stable internet connection?

Having poor internet connection during a video call can be a big disruption. You’ll need high-speed internet and it’s wise to test a video call with someone you know in advance to be certain it works.

#Blog #BusinessTips #ConferenceCall #ENnews #PSPinc #SmallBusiness #Technology #VideoConference #WebCam #WebConference

What is a Business Webinar?

May

9

image source: pixabay.com

Now you are all set to conduct a virtual meeting – as long as your remote meeting participants also have the proper tools installed. Don’t forget your virtual meeting goes two (or more) ways so make sure everyone is capable of connecting.

What if your virtual meeting needs to be more like a seminar where many – potentially hundreds or more remote attendees – need to be present? Instead of calling it a virtual meeting, you may want to conduct a “Webinar,” which is a mashup of two words: Web and Seminar.

So what is a Webinar?

If you want to have a seminar where participants don’t need to be present at your location, or you want to host a hybrid of both live and virtual attendees, consider hosting a webinar – a virtual seminar.

A webinar is a great way to get more people involved. You can invite people to your live seminar, but for anyone who can’t come to your physical location, they can join virtually via the webinar and still get the training, class or demonstration you’re planning to present. Virtual attendees can still participate in Q&A, live chat, polls, surveys, quizzes and more. The host has a variety of options for how interactive they want the webinar to be.

Some webinar tools to consider that offer free trials (after which you must subscribe to the service), include: GoToWebinar, AnyMeeting, and Zoom. Check out these services and determine which one is right for you.

#Blog #BusinessTips #ConferenceCall #ENnews #PSPinc #SmallBusiness #Technology #VideoConference #Webinar